Terms of Use

These Terms of Use (“Terms”) govern your access to and use of MicaraTools at https://tools.micaralabs.com (the “site”). By using the site, you agree to these Terms. If you don’t agree, please don’t use the site.

What we provide

MicaraTools offers free online calculators, converters, generators, and reference content. The tools are provided for general information and convenience. Most run entirely in your browser, and we may add, change, or remove tools and content at any time without notice.

No professional advice

The tools and content are provided for general informational purposes only and are not a substitute for professional advice. Nothing on this site constitutes financial, tax, legal, medical, engineering, or other professional advice, and no professional-client relationship is created by using it. Always confirm important decisions with a qualified professional. See our Disclaimer for more detail.

Accuracy and availability

We work to keep the tools correct and up to date, but we don’t warrant that any result, figure, rate, or piece of content is accurate, complete, or current. Rules, rates, and formulas (for example, tax or contribution tables) change over time and may differ from your specific situation. The site is provided “as is” and “as available,” and we don’t guarantee it will be uninterrupted or error-free.

Acceptable use

You agree not to:

• use the site for any unlawful purpose or in violation of these Terms;
• attempt to disrupt, overload, or gain unauthorized access to the site or its systems;
• scrape, copy, or republish substantial portions of the site’s content without permission; or
• misrepresent results from the tools as professional advice to others.

Intellectual property

The site’s design, text, and original content are owned by MicaraTools or its licensors and are protected by applicable laws. You may use the tools and share links freely for personal and commercial purposes, but you may not copy or redistribute the site’s content wholesale or present it as your own.

Third-party links and services

The site may link to or rely on third-party websites and services (for example, analytics or advertising). We don’t control those third parties and aren’t responsible for their content, policies, or practices. Your use of them is governed by their own terms.

Limitation of liability

To the fullest extent permitted by law, MicaraTools and its operators will not be liable for any loss or damage — including financial loss, lost profits, or other consequential damages — arising from your use of, or reliance on, the site, its tools, or its content. You use the site at your own risk.

Changes to these Terms

We may update these Terms as the site evolves. We’ll revise the “last updated” date above when we do, and your continued use of the site after changes means you accept the updated Terms.

Governing law

These Terms are governed by the laws of the Republic of the Philippines, without regard to its conflict-of-laws rules. Some jurisdictions don’t allow certain limitations, so parts of these Terms may not apply to you.

Contact

Questions about these Terms? Email hello@micaratools.com.