Disclaimer

The information and tools on MicaraTools (https://tools.micaralabs.com) are provided for general informational and educational purposes only. By using the site, you accept this Disclaimer.

Not professional advice

Our calculators, generators, and content are not a substitute for professional judgment and do not constitute:

• Financial or investment advice — figures from loan, savings, tax, retirement, trading, and similar tools are estimates, not recommendations.
• Tax, legal, or government advice — Philippines-specific tools (taxes, SSS, PhilHealth, Pag-IBIG, document templates, requirements) are based on publicly available rules that change and may not reflect your exact situation or the latest issuances.
• Medical or health advice — health and fitness tools (BMI, calories, and the like) are general estimates and not a diagnosis or treatment plan.
• Engineering or construction advice — material and structural estimates should be verified by a qualified professional before you build or buy.

Always consult a qualified professional — an accountant, lawyer, doctor, engineer, or licensed adviser — before making decisions that affect your money, health, legal standing, or safety.

Accuracy is not guaranteed

We make a reasonable effort to keep formulas, rates, and reference data correct and current, but we make no warranty that any result or information on the site is accurate, complete, or up to date. Rates and rules (for example, tax brackets and contribution tables) change, and results depend on the inputs you provide. Always double-check important figures against official sources.

Use at your own risk

Any reliance you place on the tools or content is strictly at your own risk. To the fullest extent permitted by law, MicaraTools and its operators are not liable for any loss or damage arising from the use of, or reliance on, the site.

External links

The site may link to third-party websites for your convenience. We don’t control and aren’t responsible for the content or accuracy of those external sites.

Contact

Questions about this Disclaimer? Email hello@micaratools.com.